Step 1.
Go to the menu bar, Select the Tools Menu. Then select 'Enable Password Protection'. See (Fig 1a) for a picture of which menu item to choose.
(Fig 1a)

Step 2.
Once you've selected the 'Enable Password Protection' option, you will see the following dialog come up (Fig 2a). Enter a password in the password field, and then type it again. Hit Ok to save your new password.
(Fig 2a)

From now on, when you start your program, you will be asked to enter in the same password in order to use CreditWatchExpress. It is recommended that you not forget your password - so write it down somewhere safe!
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